|aThe one-page financial plan |ba simple way to be smart about your money |cCarl Richards.
|aNew York |bPortfolio/Penguin|cc2015.
|aviii, 211 p. |bill. |c22 cm.
|aIncludes bibliographical references.
|aRemoves the complexity from investing by encouraging readers to identify deeply personal goals and to use a series of simple, focused steps to help set up and attain a workable, meaningful financial plan.
|aDiscovery -- the most important money question -- Guess where you want to go -- Get really clear about your current location -- Spending and saving -- Budgeting as a tool for awareness -- Save as much as you reasonably can -- Investing -- Buy just enough insurance- today -- "The best investment I ever made": borrowing and spending wisely -- Invest like a scientist -- Strategies for avoiding the big mistake -- Hire a "real financial advisor" -- Behave, for a really long time.
內容簡介top The One-Page Financial Plan 簡介 The acclaimed New York Times columnist and author of The Behavior Gap helps readers reframe their decisions about money Financial decisions aren really about money. They're decisions about how we spend our lives. When most financial professionals talk about planning, however, they focus on numbers and technical details. Enter The One-Page Financial Plan. Too often, the complexity of the planning process paralyzes people before they even begin. Carl Richards sweeps away that complexity and reframes these discussions to focus on the things that actually matter to real people. Rather than identifying arbitrary and impersonal goals (such as trying to beat the market or knowing exactly how much money youl earn years from now), he empowers readers to identify the goals that align with their values. Through a series of steps, he shows readers how simple these decisions can be?once readers are clear about what matters most. Based on Richards twenty-plus years of working with clients, The One-Page Financial Plan refocuses readers away from useless financial plans and on the incredibly helpful process of true financial planning. Using his popular sketches that break down big concepts into easy-to-remember visuals, the book is a provocative, even fun, exercise that moves people toward the lives they want.